"PSA: If you opened your PayPal account before you were 18, close it now." https://medium.com/@iDemonix/paypal-is-still-one-of-the-worst-online-examples-of-customer-service-42f3c13f6cd0
I mean, too bad PayPal is like the only way to do business online using a bank account without a credit card
@Gargron remember me that I can't close my Paypal... https://niu.moe/media/Wbti8iTT206G6VvGooc
@Gargron I'm a writer online and I am constantly terrified of the day when they find out it's because I'm writing porn and go "oh well we don't like that, huh" and just delete it. Fuck PayPal.
@Gargron not even sure it's really 100% possible
@Gargron I also opened it in 17: but if there's literally no money on it, and it's linked to a debit card, it should be OK? Nothing they can gain by closing it
@Gargron still insane that such a company seems to be built around being dicks to their customers
@MightyPork @gargron I think it is USA lawyers paranoia because in UK (maybe rest of EU?) someone <18 cannot be held liable for debts or for legal contracts terms; but as soon as they are 18 the usual contracts apply.
Like many British teenagers i got my first bank accounts at age 12/13, and used same banks well into my 20s. I didn't have to close my a/c and start again at 18 with "adults" bank account..
@Gargron Yeah, too bad. Bitcoin definitely won't be it, but I hope we keep seeing experimentation with cryptocurrency, so that eventually we do have an internet-monies-for-the-people that has characteristics which are usable for everyday humans.
@masoud @Gargron @cwebber GNU Taler is an interesting project! By the way, I interviewed GNU Taler developer Christian Grothoff a while ago. The interview was published by my employer, an association of cooperative banks and other cooperatives (unfortunately, the interview is only available in German): https://www.rwgv.de/newsroom/aus-den-fachbereichen/banken-online-zahlungen-kuenftig-open-source/
@stefanieschulte @masoud @Gargron GNU Taler is interesting. I haven't gotten to try it yet but it sounds promising.
I'm also keeping an eye on the Stellar consensus protocol (*very* interesting stuff... federated consensus!) and what the company Digital Bazaar is doing (full disclosure in that I contract with them, but not on this currently) on Web Payments stuff (Linked Data Signatures for web payment stuff basically). Reasons for optimism!
@cwebber @stefanieschulte @masoud @Gargron
wow !
I didn't know about Linked data Signatures and I didn't know about Stellar !
@cwebber @Gargron @masoud Here is a set of slides about the GNU Taler project (in English), from a talk Christian Grothoff gave in Düsseldorf: http://grothoff.org/christian/fsfe2016.pdf
@Gargron don't you accept bank transfers?
@gargron Erm. In Germany there's paydirekt.de
@Gargron nah, iDeal, Sofort, Direct Debit! All EU Stuff though! And there are VISA and MasterCard Debit Cards
@gargron Amazon payments works without a credit card too. I use it to pay for e.g. Humble Bundles.
@Gargron hopefully some sort of cryptocurrency will become mainstream.
@Gargron SEPA bank wires work fine. And you can use @liberapay for donations.
@Gargron The fuck. I'm glad we have cryptocurrencies.
@wonderfall @Gargron +1, and then you get banned from where you buy them, but at least using them is permisionless ;)
@Gargron @wonderfall and shoot, I've had a paypal account for 7 years and I'm 22. Oddly, I never had an issues so far.
@Gargron too late, I'm 17 and I've been banned.
@angristan @Gargron "Account created in 2006" https://social.magnier.io/media/wdic0YsET6k53rKxFC0
@angristan Euh je sais plus quel age j'avais quand j'ai ouvert mon compte PayPal moi wtf
@Gargron Lucky for me, I am old as fuck
@Gargron good job I don't use the account I made when I was 13 in my dad's name :S
@Gargron And, actually, if you have been over 18 when you opened your PayPal account: Close it now, anyways.