Patreon but it's self-hosted so you just connect it to some payment providers on your own 🤔
@Gargron yes please
@Gargron I could hack this together on top of wordpress in a few hours, tbh.
@ajroach42 @gargron Not much hacking needs, WooCommerce for WordPress pretty much has everything for that. I've used that as a secondary funding source for a while now and it lets you have multiple providers, subscriptions (with an API), and all.
Thinking about moving to that more completely with the current news.
@ajroach42 For my sites, I just need to find a good static site generator version so I don't have to have WordPress. :)
@gargron *does the spongebob rainbow arms thing* finance
@gargron by which i mean wouldn't you inevitably probably have to hold some money in escrow, thus putting anyone who tries to host one in the purview of local financial regulations?
@chr What? Why escrow? It'd be personal.
@gargron i assumed by self-hosted you meant in the same way mastodon is, where each community hosts their own. in which case the community's instance might have to serve as a third party in transactions, potentially
if you're expecting everyone to individually self host one, i have no idea how that would work out
@chr Yeah but like people install wordpress for their own personal blog or art gallery right? This is in the same vein.
@Gargron I think @chr is assuming that the service would do payment processing directly. The key is in using a third-party payment processor so that you don't have to deal with the financial compliance.
That said, from a user perspective, how important is it to have a single pane of glass to manage my contributions? I suspect it may be pretty important. This means you need either a centralized or federated system.
@Gargron federated patreon replacement? masteon?
@gargron money is hard.
@Gargron AP as in ActivityPayment ?
@Gargron with a blockchain
@Gargron like... paypal.me? ;)
@Gargron I do think a lot of it is creators not trusting themselves to set up something like that on their own, even if it's just plugging their Paypal info into their WP install.
@Gargron You trust #Patreon with your data? https://techcrunch.com/2015/10/05/patreon-hacked-gigabytes-of-data-and-code-leaked/
but also i'm not quite an average internet user
@Gargron Community makes the difference. People like having an ecosystem in which to be able to share, explore, and find more ways to connect with various creators and audiences.
@Gargron yeah, the whole selling point of Patreon in the first place (IMHO) was "we bundle up a whole bunch of tiny payments to creators you want to support so there's only one transaction fee", and now here they are putting a transaction fee on every single pledge, we may as well just all go back to the 'Tip me on Paypal' widgets.
@tomas it used to be payment processor fees + 5% to Patreon + lower processor fees on the way out, now it’s just one processing fee that presumably includes P's cut and is a LOT bigger for people doing multiple small donations.
They used to make micropayments viable by bundling them, now they’re killing them with this new transaction fees.
As to why we don’t just publish account numbers... transaction fees are generally stupid high on small transactions, also patreon's ability to track that you made 5 things this month and ding patrons for donation*5 is damn handy.
@tomas yes, they are - anything besides handing someone a handful of cash incurs fees.
Oh, and if we give out the account and routing numbers, then there's nothing but trust to keep the person who has it from swiping every single dollar in the account.
American financial institutions kind of all suck ass.
@tomas Yeah it's pretty fucked up, isn't it? If someone gets these numbers and abuses them, it's YOUR fault for defending insufficiently against "identity theft", too, not the bank's fault for "having total garbage security". The banks spend a lot of money buying politicians to keep from having to, like, set up systems that have the faintest whiff of security; we have absolutely no functional limits on how much a corporation can donate to a politician's campaign here. And for what it's worth that lack of a limit probably explains almost anything that looks utterly insane about the US. Please invade us and save us from ourselves if you ever get a chance. It's pretty crazy.
Google tells me the US does not participate in IBAN, so they don't work.
@Gargron PCI compliance is really hard. A single use payment token like a single use credit card number would solve this. Bitcoin showed promise but the fees are too high. Perhaps solving this is a prerequisite?
Aren't there a bunch of wordpress subscription plugins that do that kind of thing?
Follow friends and discover new ones. Publish anything you want: links, pictures, text, video. This server is run by the main developers of the Mastodon project. Everyone is welcome as long as you follow our code of conduct!