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Patreon but it's self-hosted so you just connect it to some payment providers on your own 🤔

Festive Eugen @Gargron

No but people are right that's not really helpful. Benefit of something like Patreon is it's easy to support multiple creators at once and also trust of your data. And payment plugins already exist for WordPress etc so that's not the defining difference

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@Gargron I do think a lot of it is creators not trusting themselves to set up something like that on their own, even if it's just plugging their Paypal info into their WP install.

@kiriska @Gargron We need pushbutton deployment but we're a long ways off from having any but proprietary solutions in that space, I think.

@kiriska @Gargron As a patron, centralization has been nice. One lump sum monthly, rather than half a dozen small payments.

@seanl WELL

no

but also i'm not quite an average internet user

@Gargron Community makes the difference. People like having an ecosystem in which to be able to share, explore, and find more ways to connect with various creators and audiences.

@Gargron yeah, the whole selling point of Patreon in the first place (IMHO) was "we bundle up a whole bunch of tiny payments to creators you want to support so there's only one transaction fee", and now here they are putting a transaction fee on every single pledge, we may as well just all go back to the 'Tip me on Paypal' widgets.

@anthracite @Gargron On the up-side: Perhaps this will mark the return of Amazon gifts 😉

@zerok @Gargron god i hope not, I have enough stuff already, and an increasing number of reasons to feel iffy about Amazon.

@anthracite @Gargron i wonder who demanded a return on their investment to cause this to happen

@slipstream @Gargron they sure did put out a post last month crowing about their new infusion of vc...

Wait, I thought the point of patreon was rewarding recurring payments. They have to cover their operating costs somehow, obviously. I'd have expected that everyone was charged some fee already.

Why doesn't everyone asking for money just publish an account number for people to set up monthly transfers to? Tricky bit would be to monitor who's actually paying, if you have reward tiers. That needs API:ifying all the banks ála boobank (http://weboob.org/applications/boobank)

@tomas it used to be payment processor fees + 5% to Patreon + lower processor fees on the way out, now it’s just one processing fee that presumably includes P's cut and is a LOT bigger for people doing multiple small donations.

They used to make micropayments viable by bundling them, now they’re killing them with this new transaction fees.

As to why we don’t just publish account numbers... transaction fees are generally stupid high on small transactions, also patreon's ability to track that you made 5 things this month and ding patrons for donation*5 is damn handy.

Sending money to someone never cost me anything. Only crypto has that problem. Perhaps things are different in the U.S

@tomas yes, they are - anything besides handing someone a handful of cash incurs fees.

Oh, and if we give out the account and routing numbers, then there's nothing but trust to keep the person who has it from swiping every single dollar in the account.

American financial institutions kind of all suck ass.

@anthracite So you can just go "please send money from this account to that" with no identity checks? Not even some extra numbers only the account owner would have? Why? Do even IBAN transfers work?

@tomas Yeah it's pretty fucked up, isn't it? If someone gets these numbers and abuses them, it's YOUR fault for defending insufficiently against "identity theft", too, not the bank's fault for "having total garbage security". The banks spend a lot of money buying politicians to keep from having to, like, set up systems that have the faintest whiff of security; we have absolutely no functional limits on how much a corporation can donate to a politician's campaign here. And for what it's worth that lack of a limit probably explains almost anything that looks utterly insane about the US. Please invade us and save us from ourselves if you ever get a chance. It's pretty crazy.

Google tells me the US does not participate in IBAN, so they don't work.

Hey, limiting bribes^Wcompaign donations is a violation of Freedom of Speech! /s
I joke quite frequently that the U.S. should invade itself to give itself some democracy. This may end up tragically prophetic given the way things seem to be going