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Ugh. Looking at renting a different apartment, and apparently the fact that I'm debt free with a decent income and literally perfect credit record (paid off, no late payments, no derogatory marks) means I'm less reliable than someone that's really good at being in debt.

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I understand how credit scores work, but that doesn't mean it's not bullshit. So much of the process is automated and without repeal that you're expected to be a debt-loving drone instead of possibly being a responsible adult with no debt.

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