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"Often how you ask is also important: you need to ask the right way. I once had a $5000 medical expense denied over and over by a health insurance company. Eventually I indicated I wished to file a grievance–a bureaucratic procedure I found on their website–and suddenly they found a “coding error” that had caused the problem and my bill was paid. (My uninformed guess is that grievances get reported to state regulators.)" codewithoutrules.com/2018/05/0

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