This year has been my first year living in a moderately urban city which also snows. All my urban living previously was in LA/SF where 40°F is "cold".
What I did not expect, was how bright it would be at night. All of the city lights reflecting off the snow makes for a burningman-esque illuminated midnight.
It's pretty eerie though, because I'm a night owl, so I got to beat the neighbor kids to playing in the snow.