"we see discussion of individual risks and social risks both premised on the individual impact"
A very good point - and one that stems from our modern (post-1970s) libertarian-individualist shift, where it's simply taken for granted that social or group outcomes (especially devastating ones) simply don't matter *because the individual impact eclipses them*.
It's the same shallow thinking that gives us both 'doesn't bother me, I'll be dead first' and 'I don't care, I got mine'.
@dredmorbius Compared to, eg, Chinese - and even older English, eg Ww2 - fiction where the heroes are *always* thinking carefully about their impact on the country, family, etc.
I feel we've become, quite recently, a civilisation of very shallow, selfish, shortsighted thinkers. Not even sure we can call such a state a civilisation. More just a collapse.
But maybe there's hope.