I'm researching what insurance companies advise businesses to limit liabilities during holiday party season. It's astounding how many of them say, in 2019, that to avoid sexual harassment claims, companies should have a dress code for their office parties, to "avoid provocative clothing".
But this leads me to more questions! For eg: insurance companies provide coverage against sexual harassment lawsuits. Is this a very normal thing in the insurance world? (I learnt about this only today) What does it mean to be covered against a lawsuit, ethically?
Here's one employment practices liability insurance "example" of how such a policy can be beneficial to the company that takes it.
Obviously, the language used here is written with mind to sell this policy. So is it perfectly normal for a company to have an insurance company pay their legal fees while they continue to ignore the root cause of the problem?
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@ninad 🤷 that's corporate capitalism
But this is something to note: the next time someone says that they fought and won/lost a harassment lawsuit against a major corporate, and the company "settled" it, we must bear in mind that their insurance company must've taken care of most of their expenses. Business would go on.