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OK, so US gov’t payments will have fuckups, because shit happens. But given the rather sinister turn things are taking, and reports of SSA et al emptying bank accounts, if you get regular monthly payments, might want to think about this:

Open a new account for all your bills, etc. Let the gov’t payments continue to go into the old acct, but the second they hit, move that money out to the new acct. They want to empty the acct where the deposit went? Fine, the balance is zero.

Play Ball and Fight Fascists

So love being in the timeline where I have to give thought to "How to keep Elon Musk and his merry band of Hitler Youth from stealing people's money."